A short-term loan is an unsecured type of loan that can help businesses with temporary needs. It gives more immediate funding than other loans in the market and comes with a repayment period of a few years or lesser. A short-term loan credit limit is lower than a line of credit. Short-term loans are sensible choices when dealing with unexpected financial difficulties for small businesses that are not yet eligible to apply for a line of credit from a bank.
Short-term operational costs
Cash flow gaps
Seasonal cash shortage
Establishing credit history
What is Short-term Loan?
I have a BAD CREDIT. Can I get a short-term loan?
Bentley Funding extends loans to borrowers with bad credit. We will conduct a credit check to ensure that you have a source of income to repay the loan. Even if you have bad credit, you can get a short-term loan if you can demonstrate that you have the means to repay it.
Like any other kind of loan, a short-term loan can affect your credit score. As long as you do not fail on repayments, your credit rating will not suffer. Timely repayment of your short-term loan can help you improve your credit rating.
Do Short-term Loans Affect Your Credit Rating?
Pros of Short-term Loan
Quick funds in as little as 24 hours
Limited documents and paperwork required
Simple and easy application
High chance of eligibility
Bad credit? No problem
Improves your credit history
Higher interest rates
Frequent repayment schedule
Could be habit-forming
Cons of Short-term Loan
2. We will review
We review your goals and present you with programs matching your needs, getting an offer in 24 hours.
3. Receive Funding
Choose the program that fits you best and receive funding within 48 hours.
Fill up application form.
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